Of course, there's no such thing as a sure thing, but here's something that comes close. As any hard-boiled investor knows, government securities are hands-down the safest investment around. Government securities are backed by no less than the National Treasury (Bangko Sentral ng Pilipinas), which makes them virtually free of risk.

Government securities are sold without recourse and in varying tenors -- treasury bills, which mature in less than a year, and treasury bonds, which mature beyond one year. There's no better way to expand and diversify your investment portfolio than with these long-term risk-free assets.