Please Read These Terms Carefully Before Using This Site

This Web site is provided by GE Money Bank, Inc. (A Savings Bank) and may be used for informational purposes only. By using the site or downloading materials from the site, you agree to abide by the terms and conditions set forth in this notice. If you do not agree to abide by these terms and conditions do not use the site or download materials from the site.

Limited License

Subject to the terms and conditions set forth in this Agreement, GE Money Bank, Inc. (A Savings Bank) grants you a non-exclusive, non-transferable, limited right to access, use and display this site and the materials thereon. You agree not to interrupt or attempt to interrupt the operation of the site in any way.

GE Money Bank, Inc. (A Savings Bank) authorizes you to view and download the information ("Materials") at this Web site ("Site") only for your personal, non-commercial use. This authorization is not a transfer of title in the Materials and copies of the Materials and is subject to the following restrictions: 1) you must retain, on all copies of the Materials downloaded, all copyright and other proprietary notices contained in the Materials; 2) you may not modify the Materials in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose; and 3) you must not transfer the Materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under these terms and conditions of use. You agree to abide by all additional restrictions displayed on the Site as it may be updated from time to time. This Site, including all Materials, is copyrighted and protected by worldwide copyright laws and treaty provisions. You agree to comply with all copyright laws worldwide in your use of this Site and to prevent any unauthorized copying of the Materials. Except as expressly provided herein, GE does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret information.

Disclaimer

THE MATERIALS MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS. GE GE MONEY BANK, INC. (A SAVINGS BANK) DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE MATERIALS OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, MEMORANDUM, OR INFORMATION SHALL BE AT YOUR SOLE RISK. GE RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THE SITE. GE MAY MAKE ANY OTHER CHANGES TO THE SITE, THE MATERIALS AND THE PRODUCTS, PROGRAMS, SERVICES OR PRICES (IF ANY) DESCRIBED IN THE SITE AT ANY TIME WITHOUT NOTICE.

THIS SITE, THE INFORMATION AND MATERIALS ON THE SITE, AND THE SOFTWARE MADE AVAILABLE ON THE SITE, ARE PROVIDED "AS IS" WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT, OR FITNESS FOR ANY PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Third Party Sites

As a convenience to you, GE Money Bank, Inc. (A Savings Bank) may provide, on this Site, links to Web sites operated by other entities. If you use these sites, you will leave this Site. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. GE Money Bank, Inc. (A Savings Bank) makes no warranty or representation regarding, and does not endorse, any linked Web sites or the information appearing thereon or any of the products or services described thereon. Links do not imply that GE Money Bank, Inc. (A Savings Bank) or this Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of GE Money Bank, Inc. (A Savings Bank) or any of its affiliates or subsidiaries.

External Links to the Site

All links to the Site must be approved in writing by GE Money Bank, Inc. (A Savings Bank), except that GE consents to links in which: (i) the link is a text-only link containing only the name "General Electric Co."; (ii) the link "points" only to www.ge.com and not to deeper pages;(iii) the link, when activated by a user, displays that page full-screen in a fully operable and navigable browser window and not within a "frame" on the linked website; and (iv) the appearance, position, and other aspects of the link may neither create the false appearance that an entity or its activities or products are associated with or sponsored by GE Money Bank, Inc. (A Savings Bank) nor be such as to damage or dilute the goodwill associated with the name and trademarks of GE or its Affiliates. GE reserves the right to revoke this consent to link at any time in its sole discretion.

Information Provided By You

Any personally identifiable information you may provide to GE via this Site is protected by the Privacy Policy associated with this Site. GE does not want you to, and you should not, send any confidential or proprietary information to GE via the Site. You agree that any information or materials that you or individuals acting on your behalf provide to GE will not be considered confidential or proprietary. By providing any such information or materials to GE, you grant to GE an unrestricted, irrevocable, worldwide, royalty-free license to use, reproduce, display, publicly perform, transmit and distribute such information and materials, and you further agree that GE is free to use any ideas, concepts or know-how that you or individuals acting on your behalf provide to GE. You further recognize that GE does not want you to, and you warrant that you shall not, provide any information or materials to GE that is defamatory, threatening, obscene, harassing, or otherwise unlawful, or that incorporates the proprietary material of another.

Limitations of Damages

IN NO EVENT SHALL GE OR ANY OF ITS SUBSIDIARIES BE LIABLE TO ANY ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THE SITE OR ANY LINKED WEBSITE, EVEN IF GE IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Changes

GE Money Bank, Inc. (A Savings Bank) reserves the right, at its sole discretion, to change, modify, add or remove any portion of this Agreement in whole or in part, at any time. Changes in this Agreement will be effective when notice of such change is posted. Your continued use of the Site after any changes to this Agreement are posted will be considered acceptance of those changes.

GE Money Bank, Inc. (A Savings Bank) may terminate, change, suspend or discontinue any aspect of the GE this Site, including the availability of any features of the Site, at any time. GE Money Bank, Inc. (A Savings Bank) may also impose limits on certain features and services or restrict your access to parts or all of the Site without notice or liability. GE Money Bank, Inc. (A Savings Bank) may terminate the authorization, rights and license given above and, upon such termination, you shall immediately destroy all Materials.

International Users and Choice of Law

This Site is controlled, operated and administered by GE Money Bank, Inc. (A Savings Bank) from its offices within the Philippines. GE Money Bank, Inc. (A Savings Bank) makes no representation that materials at this site are appropriate or available for use at other locations outside of the Philippines and access to them from territories where their contents are illegal is prohibited. You may not use the Site or export the Materials in violation of Philippine export laws and regulations. If you access this Site from a locations outside of the Philippines, you are responsible for compliance with all local laws.

Copyright and trademark information

GE, The GE Monogram, imagination at work, ecomagination and all other trademarks, unless otherwise noted, are owned or licensed by the General Electric Company and its subsidiaries. All other brand names, product names, or trademarks belong to their respective holders.

Adobe, Acrobat and Reader are either registered trademarks or trademarks of Adobe Systems Incorporated in the United States and/or other countries - for further details please see http://www.autodesk.com/.

Autodesk and DWF are either registered trademarks or trademarks of Autodesk, Inc., in the USA and/or other countries - for further details please see http://www.autodesk.com/.

Macromedia and Flash are trademarks or registered trademarks of Macromedia, Inc. in the United States and/or other countries - for further details please see http://www.macromedia.com/

Microsoft, Word, Excel, PowerPoint, and Windows are either registered trademarks or trademarks of Microsoft Corporation in the United States and/or other countries - for further details please see http://www.microsoft.com.

WinZip is a registered trademark of WinZip International LLC - for further details please see http://www.winzip.com.