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| Service Fee | Fee Charge |
|
| Account Maintenance (Deposits) |
| Minimum Balance Fee | |
| Peso Savings | Php 150 |
| Dollar Savings | $5.50 |
| Dormancy Fee | |
| Peso Savings | Php 200 |
| Dollar Savings | $10 |
| Dollar Cash Withdrawal | In excess of $5,000 - Php 0.05 per $1 |
| Charges for account closed within 3 months from date of opening | |
| Peso deposit | Php 200 |
| Dollar deposit | $15 |
| Stop Payment Fee (Funded SPO) | |
| Peso check | Php 2,000 |
| Dollar demand draft | $20 |
| Stop Payment (Filing Fee) | Php 100 per check |
| Auxiliary Services |
| ATM Card Replacement Fee | Php 100 |
| ATM Withdrawal Fee | Php 10 |
| ATM Balance Inquiry Fee | Php 1 |
| Checkbook Jacket | Php 10 |
| Manager's Check | Php 50 |
| Lost Passbook | |
| Peso account | Php 200 |
| Dollar account | $10 |
| Peso Checkbooks | |
| Personal | Php 155 |
| Commercial | Php 320 |
| Counter Check Fee | Php 30 |
| ADHOC Statement Fee | Php 50 per account |
| Records Restoration for Statement of Account Fees: | |
a) For more than 1 year up to 2 years
| Php 100 for the first three pages
Php 10 for every succeeding page |
b) For more than 2 years up to 3 years
| Php 300 for the first three pages
Php 30 for every succeeding page |
c) For more than 3 years
| Php 500 for the first three pages
Php 50 for every succeeding page |
| PCHC Charges |
| Drawn Against Insufficient Funds (DAIF) | Php 1,000 + Php 200 for every Php 40,000 per day |
| Drawn Against Uncollected Deposits (DAUD) | Php 1,000 + Php 200 for every Php 40,000 per day |
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| L O A N S | |
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| MORTGAGE |
| Late Charge | 3% of unpaid outstanding |
| Pre-Payment Penalty | 5% of outstanding balance |
| Appraisal Fee | minimum of Php 3,000 (depending on location and no. of properties being appraised) |
| Application Fee | Php 1,000 |
| Service Charge (cancellation fee for paid-off account/for returned checks) | Php 300 |
| Hold Post Dated Check Fee | Php 200 |
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| AUTO |
| Late Charge | 6% of unpaid outstanding (inclusive of PPD) |
| Prompt Payment Discount (PPD) | 3% x monthly amortization |
| Pre-Payment Penalty | 2% of outstanding balance |
| Application Fee | none |
| Appraisal Fee | none |
| Service Charge (cancellation fee for paid-off account/for returned checks) | Php 300 |
| Hold Post Dated Check | Php 200 |
| Chattel Fee | variable rate (subject to bank's computation) |
| | |
| PERSONAL LOANS |
| Late Charge | 3% per month on all overdue amounts or minimum of Php 500 |
| Pre-Payment Penalty | 5% of outstanding balance or Php 1,000, whichever is higher |
| Processing Fee | Php 1,500 |
| | |
| SMEs |
| For any type of LOAN Facility |
| Late Charge | 3% of outstanding balance per month based on total number of days past due |
| Pre-Payment Penalty | 2% of outstanding balance |
| Hold Post-Dated Check | Php 200 |
| Appraisal Fee | variable rate (depends on location and type of property) |
| Application Fee | none |
| Service Charge (cancellation fee for paid-off account/for returned checks) | Php 300 |
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| TREASURY |
| Inward Remittance: | |
| PDDTS from local banks | none |
| Funds from abroad | $10 fixed |
| Outward Remittance: | |
| PDDTS to local banks | $23 fixed |
| Outward Telegraphic Transfer | $18 fixed |
| Foreign Check Deposit | $0.55 per check |
| Demand Draft | $7 plus $0.50 postage fee |
